15 year versus 30 year mortgage: knowing how to choose

KJ: So you need a mortgage (like most of us out there). If you’ve ever been through the process, then you know that getting a mortgage will subject you to decision after decision after decision. One decision we hope to … Continue reading

Understanding net worth

KJ: Part of understanding your personal finances is to understand if you are spending more than you are making. The first most telling sign that there is a problem is if your “net worth” continues to decline. To me, the … Continue reading

What you should know about buying a home

AJ: When Kirby and I began looking for our first home almost 5 years ago the only thing we knew for sure was our price range. We looked at more than 70 homes of every possible variety before closing on … Continue reading