Why we chose to refinance our 3.75% mortgage

KJ: One of the benefits of lower interest rates these days is the very low cost of credit: be it mortgage loans, home equity lines of credit, car loans, student loans (er, generally…), etc. and ultimately saving money on large … Continue reading

15 year versus 30 year mortgage: knowing how to choose

KJ: So you need a mortgage (like most of us out there). If you’ve ever been through the process, then you know that getting a mortgage will subject you to decision after decision after decision. One decision we hope to … Continue reading

What you should know about buying a home

AJ: When Kirby and I began looking for our first home almost 5 years ago the only thing we knew for sure was our price range. We looked at more than 70 homes of every possible variety before closing on … Continue reading