Is it more stressful to not have an emergency fund or to spend one you already have?

KJ: If you don’t have an emergency fund, the answer to you may seem simple, but once you’ve built up that emergency fund, then when it comes time to actually dipping into it for an emergency – yes, that’s right, … Continue reading

Eight super fun things to do with your tax refund

KJ: With the average tax refund for 2012 coming in at a whopping $2,803 – just shy of the average for 2011 that was even higher at $2,913 – what should you do with your income tax refund? With this … Continue reading

Why you need an emergency fund

KJ: So we had a bit of a real-life experience this past week on the importance of funding your emergency fund. Not only do you never know when you will need to dip into it, but you don’t know how … Continue reading

Knowing where you stand

KJ: One of the things that’s easy to do when you’re young is to simply think about what tomorrow will bring and that you don’t need to make any changes to your lifestyle now. How many times have you done … Continue reading

Balancing your life (part 3): saving

AJ & KJ: We’ve mentioned a lot about balancing your life whether that’s from our first post in this series on balancing your work or our second post in this series on balancing your spending, but it’s also very important … Continue reading