10 signs that your budget needs a makeover

AJ & KJ: Here are our 10 signs that your budget needs a makeover: 1) The words “I’ve never made a budget” come out of your mouth WHAT!? Okay, so forgive my shock and awe, but this is a no … Continue reading

Financial independence: a new concept in lifestyle retirement planning

KJ: One of the biggest topics in the media today is retirement. With thousands of baby boomers reaching the official retirement age each day, it’s all a lot of us think or talk about. How do you get there, how … Continue reading

Smart money saving essentials all young savers should know

KJ: Saving money is all about working through things for the long-term. So what then can young savers do to maximize their savings and pack a punch for their long-term goals? We’ve pulled together a list of eleven smart money … Continue reading

It’s never too early to save

KJ: Starting to save early is not just a good habit to build for long-term success, but there are also some obvious mathematical benefits too. See the JP Morgan chart below which illustrates why it is so important to start … Continue reading

Budget myth busting