What makes you happy?

KJ: What makes you tick, what makes you happy, what gives you joy? Quite a loaded question I know! Well, let’s take a step back a little from the purely philosophical and look at it from the perspective of personal … Continue reading

Five smart ways to maximize your budget starting today

AJ & KJ: With a fresh start to the new year, here are some ways you can stretch the value of your dollars just a little bit more. Most of these are so simple, you’ll probably wonder why you haven’t … Continue reading

New Year’s Resolutions

AJ: We knew months ago that our resolutions for 2015 would be hugely focused on finances, and we’ve been mentally preparing ourselves for tightening our belts. KJ: 2015 is a year of refocusing on building up some of our emergency … Continue reading

What a year!

AJ: A few times in the last month I’ve found myself thinking and saying “good riddance, 2014!” and yet, when I sat down to outline this out-of-the-norm year, it had a lot of high points! In 2013 when we laid … Continue reading

Time to update your savings plan for 2015 – new 401k, HSA, and other contribution limits increased!

KJ: With updated savings limits for 2015 being finalized by the IRS recently, it’s time to plan for this next year for any changes to your savings plan. Some limits were increased (401(k), SEP, SIMPLE), but others remain the same … Continue reading