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Why we chose to refinance our 3.75% mortgage

KJ: One of the benefits of lower interest rates these days is the very low cost of credit: be it mortgage loans, home equity lines of credit, car loans, student loans (er, generally…), etc. and ultimately saving money on large … Continue reading

Maximizing your major purchases

AJ: If ever there was a year of saving, this has been the year of spending on larger purchases and home improvements for us. Despite my best efforts we’ve spent a lot of money on major purchases for our house, … Continue reading

Feedback

AJ: Over the course of my life I have become increasingly aware of the amount of feedback people have about other people’s lives. We’re all guilty of inserting our opinions where they might not have been requested, but what happens … Continue reading

15 year versus 30 year mortgage: knowing how to choose

KJ: So you need a mortgage (like most of us out there). If you’ve ever been through the process, then you know that getting a mortgage will subject you to decision after decision after decision. One decision we hope to … Continue reading

Save money on your energy bill

KJ: So this post is not about doing things like shutting your TV off when it’s not in use, unplugging your coffee pot when not in use, turning off lights unless you need them on, charging your phone at Starbucks … Continue reading

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