Why we chose to refinance our 3.75% mortgage

KJ: One of the benefits of lower interest rates these days is the very low cost of credit: be it mortgage loans, home equity lines of credit, car loans, student loans (er, generally…), etc. and ultimately saving money on large … Continue reading

Credit card tips: what you need to know

KJ: Lists, lists, lists. There are so many out there, but we keep coming across some great ones that will help you get on solid financial footing. In this post, we focus on Bank Rate’s 10 can’t miss credit card … Continue reading

Six credit card guardrails to follow

KJ: A few months ago we posted about ways to use credit cards to your advantage and what the credit card companies don’t want you to know. This post takes a slightly different spin to focus on six credit card … Continue reading

Paying down debt

KJ: If you are working on paying down your debts to get on the right track to be financially secure, then there are a plethora of resources out there on how to pay down debt. What should you do, where … Continue reading

Don’t be afraid to ask for help

A sea of debt AJ: Our nation’s debt is a constant source of anger for Americans regardless of political party. So why do so many individuals think it makes sense to take on enormous amounts of personal debt? Everyone wants … Continue reading