How to spend what you don’t have without going broke

AJ & KJ: We were having a conversation about vacations with family the other day and the question came up “how do you take a last minute vacation, spend a few thousand dollars and NOT tap into your emergency fund?” … Continue reading

Five smart ways to maximize your budget starting today

AJ & KJ: With a fresh start to the new year, here are some ways you can stretch the value of your dollars just a little bit more. Most of these are so simple, you’ll probably wonder why you haven’t … Continue reading

What a year!

AJ: A few times in the last month I’ve found myself thinking and saying “good riddance, 2014!” and yet, when I sat down to outline this out-of-the-norm year, it had a lot of high points! In 2013 when we laid … Continue reading

How do you balance cost and quality? Is the more expensive option actually better for your budget?

KJ: We’ve all bought something at some point because, hey, it’s cheap! Why not spend the $1 or $5 on [insert product]? What could you possibly lose? Well, as the adage goes, you get what you pay for [sometimes]. It’s … Continue reading

10 signs that your budget needs a makeover

AJ & KJ: Here are our 10 signs that your budget needs a makeover: 1) The words “I’ve never made a budget” come out of your mouth WHAT!? Okay, so forgive my shock and awe, but this is a no … Continue reading