Living beneath your means: saving money means more financial freedom

KJ: We’ve written about the concept of living beneath your means before, but there really is a powerful impact to you and your family’s bottom line of living beneath your means (whatever that may be). Not only by living on … Continue reading

The change: preparing financially to have a baby

AJ: KJ and are going through the change. Not THAT change, the we’re having a baby change! Many of you have already been down this path and have earned your Masters Degree, but we’re generally green to this entire concept. … Continue reading

How to spend what you don’t have without going broke

AJ & KJ: We were having a conversation about vacations with family the other day and the question came up “how do you take a last minute vacation, spend a few thousand dollars and NOT tap into your emergency fund?” … Continue reading

Five smart ways to maximize your budget starting today

AJ & KJ: With a fresh start to the new year, here are some ways you can stretch the value of your dollars just a little bit more. Most of these are so simple, you’ll probably wonder why you haven’t … Continue reading

What a year!

AJ: A few times in the last month I’ve found myself thinking and saying “good riddance, 2014!” and yet, when I sat down to outline this out-of-the-norm year, it had a lot of high points! In 2013 when we laid … Continue reading