Sometimes you do things you hate

AJ: There’s a lot of stuff I’d just rather not deal with that impact our financial well-being. I’m classifying this as “stuff I hate.” I’m not kidding when I use the h-word, I sincerely loathe dealing with these things, however, … Continue reading

How do you plan for a major purchase?

KJ: Planning for a major purchase can be difficult, so here are some tips to think through how you can plan for the expense, budget for the expense, and account for the expense when it ultimately happens. Any major purchase … Continue reading

Living beneath your means: saving money means more financial freedom

KJ: We’ve written about the concept of living beneath your means before, but there really is a powerful impact to you and your family’s bottom line of living beneath your means (whatever that may be). Not only by living on … Continue reading

The change: preparing financially to have a baby

AJ: KJ and are going through the change. Not THAT change, the we’re having a baby change! Many of you have already been down this path and have earned your Masters Degree, but we’re generally green to this entire concept. … Continue reading

How to spend what you don’t have without going broke

AJ & KJ: We were having a conversation about vacations with family the other day and the question came up “how do you take a last minute vacation, spend a few thousand dollars and NOT tap into your emergency fund?” … Continue reading