About Kirby

I am Kirby Jacobson, and I enjoy helping people learn about tips for saving money, setting goals, and just overall managing their money wisely. I'm all about helping people accomplish their goals!

The oh-so-simple secret to building long-term wealth

KJ: And…the oh-so simple secret to building long-term wealth boils down to a few basic concepts: time and patience. That’s it. Take patience, and add in a little bit (or a lot a bit) of time, and voila! The inspiration … Continue reading

Is your time worth as much as you think?

KJ: Have you ever sat down to actually figure out what your time is worth? Time is one of the scarcest resources, and it’s one that you can never get back. Knowing the trade-offs of what you are missing out … Continue reading

Is it more stressful to not have an emergency fund or to spend one you already have?

KJ: If you don’t have an emergency fund, the answer to you may seem simple, but once you’ve built up that emergency fund, then when it comes time to actually dipping into it for an emergency – yes, that’s right, … Continue reading

The misconception of UTMA and UGMA accounts: what you need to know

KJ: A bit shocking of a headline I imagine for anyone who has setup an UTMA or UGMA account for their son, daughter, niece, nephew, grandchild, cousin, whomever. In theory, I like the concept of an UTMA and UGMA account, … Continue reading

Ten financial commandments to live by in your 20’s

KJ: If you were to create Ten Commandments that would apply to your financial life in your 20’s, what would be on the list? Fortunately, MSN money recently wrote an article on 10 financial commandments for your 20’s that outlined … Continue reading