Happy Holidays

KJ: Given this very busy time of year with work, family, and celebrations, we decided to hold off on any blog posts until after the first of the year. We wanted to thank all of our loyal readers who have … Continue reading

To Roth or not to Roth

KJ: To Roth or not to Roth: that is the question. Many people have the misconception that Roth IRAs (or Traditional IRA) are a type of investment. Well, they are an ‘investment’ in your future, but they are not an … Continue reading

Don’t be afraid to ask for help

A sea of debt AJ: Our nation’s debt is a constant source of anger for Americans regardless of political party. So why do so many individuals think it makes sense to take on enormous amounts of personal debt? Everyone wants … Continue reading