How to spend what you don’t have without going broke

AJ & KJ: We were having a conversation about vacations with family the other day and the question came up “how do you take a last minute vacation, spend a few thousand dollars and NOT tap into your emergency fund?” … Continue reading

Deal sites – avoid or jump on the bandwagon?

AJ: I learned the value of a good deal early on in life. Money doesn’t come easily in life and spending it should be thoughtfully done. Being mindful of your spending and watching your budget doesn’t mean you’re cheap just … Continue reading

New must-know grocery tips

AJ: Two weeks ago my well-planned, meticulously maintained loyalty to Tom Thumb’s Just 4U program came to an abrupt, unwelcome halt. Thanks to Minyard purchasing Tom Thumb my years of building up my profile and acquiring rewards and discounts are … Continue reading

Why we chose to refinance our 3.75% mortgage

KJ: One of the benefits of lower interest rates these days is the very low cost of credit: be it mortgage loans, home equity lines of credit, car loans, student loans (er, generally…), etc. Well, for some reason, credit card … Continue reading

How you can afford to travel: 7 tips you should know

AJ: I found this article one day while mentally escaping from my hectic life on pinterest and thought it was a really unique perspective on one way you can afford to travel. She references a lot of the tried and … Continue reading